How I Streamline my Finances: Personal Edition

How I Streamline my Finances: Personal Edition

How to streamline personal finance - personal financials | Brooke Olsen Consulting

Fun fact, budgeting is one of my hobbies.

I know spending time on your personal finances or budget (if you even have one!) isn't most people's jam. It seriously took me awhile to find a program that worked for me because I didn't want to spend my life maintaining a spreadsheet. I also felt like programs that imported my bank transactions were always behind, and so my decisions were reactive.

I personally choose to use a program called You Need a Budget (YNAB) to help me manage my budget. The program is designed for you to be proactive, and that's exactly how I want to work this facet of my life! 

Here are 3 tips I use to keep myself & our home on track:

 

  • I handle all my bills 1 day each week. Every Saturday morning I enjoy some coffee, and I spend about 15 minutes (in total) budgeting and paying bills.

  • I autopilot the big pieces. Money transferred to savings account, check. Money transferred to retirement accounts, check.

  • I review all of the big picture stuff once a month (mortgage, emergency fund) or once a quarter (retirement funds, healthcare).

So, get your head out of the sand and go find something workable and pretty to meet your personal goals!


Brooke Olsen Consulting is a pricing and business strategist team. We specialize in pricing + profitability, financial education and business strategy for creative business owners and entrepreneurs just like you! We're focused on creating an intentional business and life by breaking down the black box of your financials and system processes. Check out our core values for more of the heart behind our corner!

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